Your motorbike license entitles you to ride certain types of motorbikes. Age and consideration will be taken into consideration as well as the strength and power of the bike.

There are a total of 4 categories of license:

• AM– this means you are qualified to ride a moped from the age of 16
• A1– qualifies you to ride a 125cc motorbike that has a power output of 11kW or lower and tricycles with a power output of 15kW or lower. Must be at least 17 years old.
• A2– this means you can ride a motorbike with a power output of 35kW or lower, and you must be at least 19 years old
• A– this qualifies you to ride unrestricted motorbikes that have a power output above 35kW. There is a minimum age of 24 under direct access, or 21 under progressive access. For tricycles, power output can be over 15kW, with minimum age of 21.

Please refer to the Government Website for a full list of restrictions.

You’re responsible for answering any questions relating to your application honestly. If the information is found to be incorrect it could invalidate your insurance and your insurer may not pay out for any claims you make. Always make sure that the policy you’re applying for has the right level of cover and features that you require.

While shopping for motorbike insurance, keep in mind the following factors that can influence what your premium may be:

• Motorbike type
• Riding history
• Age of rider
• Modifications
• Address
• Usage