If you repair motor vehicles using the Small and Medium Area Repair Technique (SMART) and you operate on a mobile basis or from fixed premises, you will want to have an adequate insurance in place.

Our mobile smart repairs product is designed with you in mind. The policy can cover everything from your premises or your driving (motor trade and social use) to the tools in your van. Our policy allows you to just do your job, not having to worry when you move your customer’s vehicle or when you drive.

The insurance can range from a basic one to more complex, where additional products are added to create a more tailored cover.

• Premises Cover
• Business Interruption
• Public Liability
• Tools & Equipment Cover
• Road Risk Only
• Trade Plates
• Trailer Cover
• Accident Cover

You’re responsible for answering any questions relating to your application honestly. If the information is found to be incorrect it could invalidate your insurance and your insurer may not pay out for any claims you make. Always make sure that the policy you’re applying for has the right level of cover and features that you require.