If travelling once or twice per year, single trip cover can be a cost effective solution when it comes to making sure you are covered for a variety of eventualities.

Our comparison tool will allow you to compare policies from a wide variety of UK travel insurance companies and you can tailor the policy to your individual requirements by including extras such as winter sports, holiday money and baggage cover.

As the name suggests, single trip cover will give you the protection you need for one particular trip, and cheap single trip policies start from under £10 when purchased for a typical seven day holiday.

When searching for single trip deals, it’s important to make sure you find a policy with the features and cover levels you need at a competitive price. Choosing a policy based on price alone can lead to you missing out on valuable cover in important areas.

We recommend that you aim to get the following minimum levels of cover when running quotes to find a single trip holiday insurance policy:

• Medical cover of at least £2million (aim for £3-4million when travelling to the USA). This should also include the cost of an air ambulance back to the UK.
• Personal liability cover in the region of £1 million.
• Cancellation cover equal to or higher than the value of your holiday to ensure you can recoup the cost should the unexpected occur. This should also cover pre-paid excursions and activities you’ve booked so don’t forget to include these in the total value.

Cover is usually sold on a per person basis so you would need £1,500 worth of cover each if the total value of your holiday came to £3,000.

Baggage and personal belongings cover should cover the cost of replacing the personal items you are bringing with you. Expensive digital cameras and laptops can exceed the single item limit on some policies as it is common for insurers to cap the amount you can claim on any one item.