Any driver courier policy is designed for individuals, sole traders or companies who use more than one driver to perform their work – this policy is especially helpful in situations in which several people from within the business may need to drive the same van. For bigger businesses it might often be very hard to list full details of all the employees who may possibly drive the insured van, so this Any Driver Policy is very suitable.

We have different types of Any Driver Policy:

• Over 21
• Over 25
• Over 30
• Named drivers

• 1 vehicle or up to 9 vehicles on one policy
• Sole Traders or Limited Companies
• Vehicles up to 7,5t
• Any driver cover 21+, 30+
• Cover for drivers below 25 years of age
• European Cover
• Goods In Transit up to £100,000
• Public Liability from £1m to £5m
• Employers Liability £10m
• Courier Breakdown Cover

You’re responsible for answering any questions relating to your application honestly. If the information is found to be incorrect it could invalidate your insurance and your insurer may not pay out for any claims you make. Always make sure that the policy you’re applying for has the right level of cover and features that you require.

The cost of motor insurance varies significantly from driver to driver and very often premium is calculated based on your occupation. There are a number of factors that affect the price of your premium including:

• your age
• your occupation
• your insurance claims history
• the type of vehicle you drive
• where you store your vehicle at night
• what is the use of the vehicle
• type of policy chosen (Comprehensive, Third Party Fire and Theft)
• millage

• Set by your insurance company
• Depends on the details you’ve provided your insurer with when you took out your policy
• Higher excesses are most likely on policies with young drivers, or on high value cars

• Amount you choose to pay towards the cost of a claim
• Can help to reduce the price of your insurance
• Paid on top of any compulsory excess you have