Haulage Insurance is a class of insurance use which allows you to legally carry other people’s goods or passengers in return for payment. Haulage insurance is designed to protect your vehicle and your business when you carry customers goods. It must be arranged to reflect your particular needs. Depending on the cover you arrange, it should protect you when you are carrying goods ‘for hire and reward’ on behalf of your customers.

You’re responsible for answering any questions relating to your application honestly. If the information is found to be incorrect it could invalidate your insurance and your insurer may not pay out for any claims you make. Always make sure that the policy you’re applying for has the right level of cover and features that you require.

• 1 vehicle or up to 9 vehicles on one policy
• Sole Traders or Limited Companies
• Vehicles up to 7,5t
• Any driver cover 25+, 30+
• Cover for drivers below 25 years of age
• European Cover
• Goods In Transit up to £100,000
• Public Liability from £1m to £5m
• Employers Liability £10m
• Courier Breakdown Cover
• Legal Cover
• Excess Protection
• Protection of your NCB

The cost of motor insurance varies significantly from driver to driver and very often premium is calculated based on you occupation. There are a number of factors that affect the price of your premium including:

• your age
• your occupation
• your insurance claims history
• the type of vehicle you drive
• where you store your vehicle at night
• what is the use of the vehicle
• type of policy chosen (Comprehensive, Third Party Fire and Theft)
• millage