Haulage Insurance is a class of insurance use which allows you to legally carry other people’s goods or passengers in return for payment. Haulage insurance is designed to protect your vehicle and your business when you carry customers goods. It must be arranged to reflect your particular needs. Depending on the cover you arrange, it should protect you when you are carrying goods ‘for hire and reward’ on behalf of your customers.

Driving Licence
If you hold Non-UK Driving Licence your price can double!
Second Driver
Add your spouse/ parent / partner to your policy
Occupation
Did you know Builder is the most general description of the building Trade?When you quote or buy you will get:
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Haulage Insurance
Completing your application
You’re responsible for answering any questions relating to your application honestly. If the information is found to be incorrect it could invalidate your insurance and your insurer may not pay out for any claims you make. Always make sure that the policy you’re applying for has the right level of cover and features that you require.
Our Haulage Insurance Broker Panel can offer:
- 1 vehicle or up to 9 vehicles on one policy
- Sole Traders or Limited Companies
- Vehicles up to 7,5t
- Any driver cover 25+, 30+
- Cover for drivers below 25 years of age
- European Cover
- Goods In Transit up to £100,000
- Public Liability from £1m to £5m
- Employers Liability £10m
- Courier Breakdown Cover
- Legal Cover
- Excess Protection
- Protection of your NCB
Factors Affecting your Van insurance premium!
The cost of motor insurance varies significantly from driver to driver and very often premium is calculated based on you occupation. There are a number of factors that affect the price of your premium including:
- your age
- your occupation
- your insurance claims history
- the type of vehicle you drive
- where you store your vehicle at night
- what is the use of the vehicle
- type of policy chosen (Comprehensive, Third Party Fire and Theft)
- millage
Policy Types
Comprehensive:
Comprehensive policy will provide you with the most extensive level of cover, including everything covered by third party, fire and theft, and usually:
- Loss or damage to your vehicle
- Windscreen cover
- Personal effects
- Accidental damage
- Medical expenses
Some insurance companies offer cheaper policies that offer less protection, known as ‘stripped down’ policies. For example, they may have taken off windscreen cover or reduced what you can claim for personal effects – so always check your policy documents to make sure you have the cover you want.

Third party, fire and theft covers everything that third party does, but also:
- Fire damage
- Theft of vehicle
- Damage to your car caused during theft
Third party only is the minimum level cover required by law in the UK. It covers:
- Liability for injury to others (including passengers)
- Damage to third party property
- Liability whilst towing a caravan or trailer